Fly Buys Visa
Get a Fly Buys Visa and collect Fly Buys every time you shop.*
Here’s the thing. Whether you’re in doing the weekly shop, buying Fish n Chips for the family or downloading the new single from your favourite artist - you could be collecting Fly Buys Points on all those everyday purchases, regardless of where you bought them.
Not a Fly Buys Member? Join up now for free.
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Fly Buys VISA Points Maximiser
Get rewards faster with Fly Buys VISA
Enter your Credit Card spend below to see how much faster you can earn rewards:
Annual Fly Buys Points
with Fly Buys VISA:
Learn how to double dip with Fly Buys VISA
That’s enough for any of these rewards: *
Not a Fly Buys Member? Join up now for free.
* Please note, Reward images are for illustrative purposes only and are subject to change and availability. Rewards information is correct as at 1 June 2012. Points calculation based on the relevant points calculation rate of 1 point per $50 spent on purchases using a Fly Buys Visa. Fly Buys points are not collected on cash advances (including certain bill payments) and balance transfers.
Double Dip with Fly Buys VISA
Get more rewards, more often
Double Dip - When you shop at Fly Buys Partners, such as Z, Mitre 10 and Noel Leeming, you can collect Fly Buys Points two ways on the same purchase - by swiping your Fly Buys card and by paying with your Fly Buys Visa - just make sure you use both cards.
More rewards, more often - With a Fly Buys Visa, you'll collect more points and get your dream reward sooner than using your Fly Buys card alone.
Not a Fly Buys Member? Join up now for free.
“Two fish, a scoop of chips and Fly Buys please!*”
Use your Fly Buys Visa, even
when buying fish and chips!
This month, fish and chips up and down the country will be wrapped in Fly Buys Visa paper. To find out if your chippie is involved, check out the map!
*1 point per $50 spent on purchases. Fly Buys Points will not be collected on cash advances (including certain bill payments) and balance transfers.
Frequently asked questions
Answers
What are the rates & fees on my Fly Buys Visa?
| Name | Fly Buys Visa |
|---|---|
| Collect 1 Fly Buys Point per spend of* | $50 |
| Account fee** charged half yearly | $15 |
| Purchase interest Rate | 19.95% |
| Cash Advance Interest Rate | 22.20&% |
* Fly Buys Visa and Fly Buys Membership terms and conditions apply. Collect 1 point per $50 spent within any statement period. Fly Buys collection rates are subject to change. Fly Buys Points will not be collected on cash advances (including certain bill payments) and balance transfers.
** Plus $4.95 charged half yearly for an additional card/joint account.
Miscellaneous Charges
| Foreign Currency Service fee1 | 2.25% of the NZ dollar value of every Foreign Currency Transaction (as defined in the relevant credit card terms and conditions). BNZ does not charge a foreign currency service fee on purchase reversals (which does not include purchase refunds (on which BNZ charges a foreign currency service fee)), ATM reversals and chargebacks, and credits a foreign currency service fee that is calculated as a percentage of the New Zealand dollar value of the reversal or chargeback. |
| Late Payment fee | $15.00 |
| Over limit fee | $20 per statement (on each statement until the account is back within its limit) |
| Replacement card2 | $10.00 |
| Statement copy | $5.00 |
| Voucher copy | $25.00 |
| Cash Advance3 - via NZ BNZ ATM, Telephone Banking or Internet Banking | $1.00 |
| Cash Advance3 - via NZ Non-BNZ ATM | $2.00 |
| Cash Advance3 - Teller Assisted | $5.00 |
| Cash Advance3 - All Overseas Transactions | $7.50 |
1. The converted amount of your Foreign Currency Transaction and the foreign currency service fee (where applicable) are aggregated in the New Zealand dollar amount and in the rate of exchange shown on your statement for each Foreign Currency Transaction.
2. A Card Dispatch fee may be charged if applicable.
3. Debit Interest is charged on all Cash Advances from date of the transaction. For cash advances in foreign currencies, a Foreign Currency Service Fee will also apply.
What are the Terms & Conditions on my Fly Buys Visa?
What payment options are available to me?
24 Hour Telephone Banking and Internet Banking
Transfer payments directly to your credit card account from a BNZ account using BNZ 24 Hour Telephone or BNZ Internet Banking. To register call 0800 ASK BNZ (0800 275 269). If you are registered with these services at another bank, you can set up a bill payment to pay your credit card account.
Direct Debit
You can arrange a direct debit from your New Zealand bank account to pay either the current balance or current minimum payment each month. Simply complete a Direct Debit form. Or, call us on 0800 653 433, and we will send you a form to complete.
Automatic Payments
You can arrange an automatic payment through your bank, to pay a specified amount onto your card at regular intervals. If you are paying from a non-BNZ account, you will need to advise them of BNZ's suspense account number 02-0987-0001203-02 as well as your card number.
Pay in person or by mail
Your payment can be mailed to Fly Buys Visa along with the Payment Advice section of your statement. Please ensure that you allow sufficient time for your payment to reach us. Alternatively, you can pay in person at any BNZ store.
Making payments from overseas
If you want to pay your account from overseas, you can visit a bank to request a Telegraphic Transfer or Bank Draft. These payments could take up to five business days and charges may apply. The information for telegraphic transfers you will need to provide your overseas bank is:
- BNZ’s swift address: BKNZNZ22
- Bank name and address: BNZ, Cards Division, Wellington
- Branch Number: 021000
- Your Credit Card Account Number
If you are a BNZ customer you may wish to use 24-Hour Telephone Banking by calling +64 4 924 24 24 (international tolls apply), or Internet Banking.
What do I do if my Fly Buys Visa is lost or stolen?
It’s vital to report any loss straight away. We’ll make every effort to get a replacement card to you as soon as possible*. If you’re travelling overseas, a replacement credit card can usually be couriered promptly to the VISA office nearest you.
It's a good idea to have these phone numbers handy when travelling and even load them into your mobile phone for instant access.
| Your location | Telephone number |
| New Zealand | 0800 735 901 |
| Overseas VISA International |
+64 4 473 5901 or +1 410 581 9994 collect |
| Or, contact any bank displaying the VISA trademark. To call collect from overseas, telephone the local country operator from a landline. Ask to be connected with the BNZ collect call number above. The operator will then call BNZ who will accept the call charges and you will be connected through to the Call Centre. |
|
* Card replacement fees apply
How does Fly Buys Visa differ from any other credit card?
There is no difference, Fly Buys Visa is exactly the same as any credit card. You can use it anywhere Visa is accepted and start collecting Fly Buys points for your purchases.
Card details
Why Fly Buys VISA is a great option
As well as giving you the freedom to collect Fly Buys Points when
and where you want to shop, your Fly Buys Visa offers up to 55 days interest-free on purchases, a low account fee and a competitive interest rate.
The sooner you apply for a Fly Buys Visa, the sooner the points will come rolling in and the closer you’ll be to your dream rewards.
Not a Fly Buys Member? Join up now for free.
Benefits
Verified by Visa.
You’ll enjoy added security on your Fly Buys Visa.
Chipped for extra peace of mind.
Your Fly Buys Visa includes new microchip technology for additional safety.
Fly Buys Visa security.
Your Fly Buys Visa has a range of security features to keep you and your money safe.
Increasing your credit limit.
If you want to apply for an increase in your credit limit you can call us on 0800 653 433.
Want to know more?
Let’s talk!
For all Fly Buys Visa enquiries call:
0800 653 433
For all Fly Buys enquiries call:
0800 Fly Buys (0800 359 2897)
Or visit us at:
flybuys.co.nz
Not a Fly Buys Member? Join up now for free.